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When you are loved one has been injured by another driver’s carelessness or neglect, and that other driver was driving a company truck, you probably have options that often are not available in a typical car wreck.
Company trucks, such as FedEx or UPS, travel on highways and streets every day delivering products and goods. In fact, it is very hard to drive for any length of time in a major metropolitan area without seeing a FedEx or UPS delivery truck.
Big rigs are operated by commercially licensed drivers, who are required to hold the same driver’s license as other commercial vehicle operators. These professional truck drivers are subject to additional rules and regulations due to the potential for injury associated with the vehicles they drive.
For FedEx and UPS drivers delivering locally and driving smaller delivery trucks, a commercial driver’s license is typically not required. Nevertheless, company rules and regulations usually apply to govern the driver’s conduct during the job.
Generally, suppose a company driver, who is on the job for the benefit of his or her employer, injures you. In that case, the employer will be legally responsible for the negligence of their employee while on the job. Typically, a business also maintains a commercial auto policy covering employees who may drive a company vehicle.
This is particularly significant for the accident victim because the minimum level of liability insurance coverage in Texas is typically only $30,000 for a passenger vehicle. A commercial policy generally has limits exceeding $100,000 and often in the seven figures for liability coverage.
For this reason, many insurance carriers under commercial policies rigorously investigate accidents after receiving notice. Frequently, the defense of a case that appears to be one of “clear liability” involves the insurance carrier hiring an accident reconstruction expert to shift the responsibility from their insured to the innocent victims.
There’s an old saying that the greater the policy, the bigger the fight, and that saying generally is true and commercial vehicle accidents. The more money an insurance company has at risk, the harder it fights to avoid paying fair and adequate compensation.
Often, after an accident with a commercial vehicle, such as a FedEx wreck or UPS truck accident, or even an Amazon truck accident, a truck accident lawyer can use discovery to investigate the safety rules and policies of the company to find violations on the part of the driver and or careless policies by the company.
If you or a loved one has been seriously injured in a commercial vehicle accident, make sure you take advantage of a consultation with the best truck accident lawyer you can locate as soon as possible after the crash.
Call (281) 893-0760 for a free case evaluation!
How Might a Truck Driver Be Negligent in an Accident?
