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Getting into an accident can be a stressful and traumatic event. When the vehicle that hits you is a truck, the situation can be even worse. In such scenarios, you might wonder, “Should I talk with the other person’s adjuster after a crash?”
You may have suffered a serious or life-threatening injury due to the crash. After the accident, you may wonder what to do and how to ensure you receive proper compensation for your injuries.
One of the first steps is to contact a trucking accident attorney. Your lawyer will protect your rights and handle the situation to ensure you get the money you deserve.
Following an accident, the insurance company will contact the drivers to gather statements and determine how the accident occurred. It is essential to consider a few key points before speaking with the insurance company.
Regardless of how nice or compassionate the insurance adjuster sounds, he or she represents the truck driver’s insurance company. The primary goal of the insurance company is to minimize its payouts. They may try to do so in a number of ways, such as trying to blame you for the accident, minimizing your injuries, or trying to say that your injuries were not a result of the crash.
Please note that the insurance company may record your conversation. Anything you say can and will be used later in an attempt to reduce your claim. The insurance company will ask you to tell them how the accident happened, what you were doing before and after the wreck, and about your injuries! The insurer can then use your statement to try to prove that you were somehow to blame or that you were not hurt as badly as you were.
Worse, the insurer often contacts you well before you really know how bad your injuries from the crash are. Emergency rooms are for treating emergencies. If your injuries are not life-threatening, the hospital usually discharges you with instructions to follow up with your doctor or a specialist.
Often, it is only after consulting a specialist that the severity of your injuries becomes apparent. Giving a statement to your adversary about your injuries prior to knowing the full extent of the injuries is always a mistake.
Questions that will be used to shift the blame are also part of the insurance companies’ arsenal, and the unprepared can hurt their case.Read More: Why Adjusters Don’t Want You to Hire an Attorney- And Why You Should Anyway
No matter how prepared you are to speak to the insurance company, you could end up saying something that could hurt your case. The best thing to do is to seek help from an 18-wheeler lawyer. Your lawyer will guide you through the process and help you prepare before speaking with the insurance representative. If you have already spoken to the insurance company, do not worry. Your lawyer will review the situation and work to obtain a favorable outcome.
Truck crashes are among the most complicated and difficult accidents to resolve. They may require expert witnesses and accident reconstruction specialists to determine the cause of the accident and any contributing factors. Keep in mind that you may not be aware of exactly how the crash happened, so do not take responsibility. Instead, count on an expert truck accident legal team to take the necessary steps in the case.
Do not discuss the case with the insurance company or make a statement before first talking to your attorney. You may be owed money for your damages, including compensation for medical bills, lost wages, pain and suffering, and more.
Contact us for your free injury accident consultation- (281) 893-0760
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