The hours and days following a severe truck accident are spent recovering from your injuries. Being involved in a crash with a truck is often a traumatic and life-changing experience. While you are concentrating on your health, the trucking company’s insurance company is probably tracking you down to obtain a statement.
They could offer you an insurance check quickly after the incident. Many people take this offer, but this could be a mistake. It is always best to discuss the matter with an experienced Houston truck accident attorney before you talk to the trucking company’s insurance company representative.
The insurance company will want to talk to you to get a statement about the accident. Know that the insurance company records these conversations and can use what you say against you later. While the insurance company representative may sound sincere and compassionate, know the primary purpose is to reduce or eliminate the money that the company pays out for your damages.
If the truck driver or trucking company was negligent and the accident was more than half their fault, you are owed money for your injuries and other damages such as lost wages and money for pain and suffering. The insurance company may offer you a fast payment. Although it may be tempting to take this offer, you may deny it and should not agree to accept a settlement unless you are sure it is a fair amount.
If you agree to a settlement, you are signing away your right to take any further action. However, often the settlement they offer is much too low or does not include the damages you incurred.
Instead, talk to a qualified Houston truck accident attorney before you speak to the insurance company or accept their offer. At the very least, it is imperative that your injury is healed before they provide payment. If not, you could find there are many additional medical and rehabilitative expenses you will pay for out of your pocket.
The last thing you need after getting hit by an 18 wheeler is to have to deal with insurance companies. You do not need the stress in your life, especially at this challenging time. Instead, count on your attorney to handle the legal issues and protect your rights. You need guidance from an attorney with years of experience negotiating with insurance companies to obtain fair settlements for their injured clients.
You deserve to get the compensation you need to pay for your current and future medical bills, costs for rehabilitative care, money for wages you lost due to the accident and compensation for pain and suffering.
Contact our Greg Baumgartner’s legal team today to discuss your case.