Most truck accidents involve serious injury and /or death. Because a typical rig can weigh up to 80,000 pounds, occupants of a 4000-pound passenger car have little chance of escaping serious injury on impact.
High Limit Commercial Liability Coverage Required
Given the serious injury potential of large commercial vehicles, the minimum insurance required for commercial trucks over 10,000 pounds and subject to the Federal Motor Carrier Safety Regulations is $750,000.
Our experience as truck accident lawyers is that motor carriers carry at least a 1 million dollar primary policy, and most companies with more than a few trucks carry an umbrella policy.
The Federal Motor Carrier Safety Regulations specify larger insurance coverage for trucks carrying hazardous material and commercial passenger vehicles.
Large Liability Insurance Needed
Given the propensity for serious injury and wrongful death arising from an 18-wheeler accident, most insurance companies who underwrite large Trucker’s Insurance Policies have “quick response teams” on the site of the accident in 24 hours or less.
The purpose of such teams is to gather information helpful in the defense of a wrongful death or serious injury lawsuit. The defense of truck accident cases frequently centers on efforts to shift responsibility from the driver or company to the plaintiff or other third parties.
Investigation After Accidents Required
An investigation of an injury accident involving an 18-wheeler start as early as possible, Important evidence such as “black box” computer data must be needed to help build a case.
Talk with the Leading 18-Wheeler Crash Attorney in Texas.
Call us to learn your rights and options if a loved one is hurt in a trucking accident. (281) 893-0760.